Every time you borrow money, you're robbing your future self.
The real sting here isn't the moral judgment—it's that debt creates a peculiar form of time theft. When you borrow today, you're not just committing future dollars; you're mortgaging future attention, energy, and choice. A young professional taking on student loans might feel they're investing in opportunity, but they've also locked themselves into years of monthly obligations that will shape which jobs they can afford to refuse, which cities they can move to, and which dreams require a permission slip from a lender. Morris reminds us that the future self isn't some abstract concept—it's someone real, trying to live their actual life, suddenly constrained by yesterday's decisions.
“Chase the vision, not the money; the money will end up following you.”
Tony Hsieh“It's not the man who has too little, but the man who craves more, that is poor.”
Seneca“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”
Ayn Rand“Too many people spend money they haven't earned to buy things they don't want to impress people they...”
Will Rogers